Life
Insurance
Life Insurance offers a sound asset protection plan for your company. Our solution additionally acts as an income protector by ensuring crucial cash flow for your business sustainability and growth.
With Us, your credit insurance policy can be ceded to a financial institution, resulting in a larger borrowing base and lower borrowing costs.
Our aim for our clients is to remove certain selling obstacles, reduce exposure to bad debt defaults, and encouraging more disciplined trading. Above all, our clients enjoy security and peace of mind.
Through our expertise and worldwide information sources, Life Insurance is able to offer credit insurance solutions to businesses that export their products worldwide.
This has the obvious benefit of reducing the risk of payment default, but also increases your competitive advantage, enabling you to compete on equal terms throughout the international market.
Between risk and jeopardy lies the golden thread of business continuity
The world is driven by change with businesses having to adapt to the changing environment. Historically, risk managers have focused on insurance against small and medium sized businesses, while blue-chip companies were considered low risk. Over the years however, the many so-called blue-chip companies that have gone into liquidation have forced risk managers to refocus their strategies around risk management.
Galaria Bonds and Insurance offers specialised, tailor-made credit guarantee solutions aimed at managing credit risk in structured corporate governance programmes across different industries. Our business philosophy allows us to cater for the needs of every individual entity by being hands-on, recognising the value of insight and understanding unique needs. We strive to form partnerships with our policy holders, delivering high quality, non-restrictive domestic and export credit guarantee solutions.